How do Shop Pay installments work?Updated 15 days ago
💳 Shop Pay Installments, powered by Affirm, lets eligible customers split purchases into multiple payments at checkout.
🛒 How it works:
- Select Shop Pay at checkout
- If eligible, choose the Installments option
- Select the payment plan that works best for you
- Receive an instant approval decision from Affirm
- Payments are automatically deducted based on your selected plan
💰 Payment plan options:
- Orders from $50–$999.99: split into 4 interest-free biweekly payments
- Orders over $150 up to $17,500: monthly payments may be available with interest
Eligibility, rates, and payment options are determined by Affirm.
✅ Affirm may perform a soft credit check to determine eligibility, which won’t affect your credit score.
📲 To view payment updates or manage your installment plan, visit shop.app, log in, and navigate to your profile.