How do Shop Pay installments work?Updated 3 months ago

Shop Pay Installments, powered by Affirm, allows you to split your purchase into multiple payments at checkout. Here's how it works:

1. Choose Shop Pay at Checkout – Select Shop Pay as the payment method when checking out.
2. Select Installments – If eligible, you’ll see the option to pay in installments.
3. Choose a Payment Plan–
   • For orders between $50 and $999.99, you can split the total into 4 interest-free biweekly payments.
   • For orders over $150 up to $17,500, you may have the option for monthly payments with interest (rates depend on eligibility).
4. Instant Approval Decision – Affirm will conduct a soft credit check (which won’t affect your credit score) to determine eligibility.
5. Make Payments – Payments are automatically deducted based on the selected plan, and you can manage them via Shop Pay or Affirm.

If you need to get updates on your automatic payments or manager your installment plan, please visit shop.app, login, then navigate to your profile for more details.